Privacy Policy

SI MTG, a division of Salimi Investments ("we," "us," or "our"), is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you visit simtg.com or contact us for mortgage services.

1. Information We Collect

We collect information you provide directly to us, including:

• Name, email address, and phone number
• Property and loan information (purchase price, loan amount, location)
• Financial profile information (estimated credit score, income type)
• Messages and inquiries submitted through our contact form or pre-qualification wizard

We also automatically collect certain technical information when you visit our website, including IP address, browser type, pages visited, and referring URLs.

2. How We Use Your Information

We use the information we collect to:

• Respond to your inquiries and provide mortgage guidance
• Match you with appropriate loan programs
• Send you personalized rate quotes and program options
• Comply with legal and regulatory requirements
• Improve our website and services

We do not sell your personal information to third parties.

3. Information Sharing

We may share your information with:

• Lending partners — to process your loan application and obtain rate quotes
• Service providers — who assist us in operating our website and conducting our business
• Legal authorities — when required by law or to protect our rights

All third parties are required to maintain the confidentiality of your information.

4. No Credit Pull

Our pre-qualification wizard and contact forms do not initiate a credit inquiry. No hard or soft credit pull is performed when you submit information on our website. A credit inquiry only occurs after you explicitly authorize it as part of a formal loan application.

5. Data Security

We implement industry-standard security measures to protect your personal information, including SSL encryption on all pages. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

6. Cookies

We use cookies and similar tracking technologies to improve your browsing experience. You may disable cookies in your browser settings, though some features of the site may not function properly as a result.

7. California Privacy Rights (CCPA)

As a California-based business, we comply with the California Consumer Privacy Act (CCPA). California residents have the right to:

• Know what personal information we collect and how it is used
• Request deletion of your personal information
• Opt out of the sale of personal information (we do not sell personal information)
• Non-discrimination for exercising your privacy rights

To exercise your rights, contact us at info@simtg.com.

8. Regulatory Compliance

SI MTG operates in compliance with applicable federal and state mortgage lending laws, including the Gramm-Leach-Bliley Act (GLBA), the Equal Credit Opportunity Act (ECOA), and the Fair Housing Act. We are licensed under CA DRE #01480904 and NMLS #300923.

9. Contact Us

If you have questions about this Privacy Policy or how we handle your information, contact us: