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510-786-8739 Schedule Zoom | CA DRE #01480904 · NMLS #300923
Home/Commercial
Real Estate · Gas Stations · Equipment · Bridge · Nationwide

Commercial Financing
Built for Serious Investors.

Office, retail, multifamily, gas stations, equipment — we finance commercial real estate and business assets nationwide with expert guidance, lender relationships, and 20+ years of deal experience.

Apply Now → Call 510-786-8739
Commercial Programs

What We Finance

Every property type. Every deal size. Nationwide.

Commercial Real Estate
Office, retail, industrial, multifamily, mixed-use. Up to 75% LTV. Conventional and DSCR programs.
All Property TypesUp to 75% LTVNationwide
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Gas Station Loans
Specialized niche underwriting. SBA 7(a), conventional, bridge. Dozens of gas station deals closed.
Gas StationsC-StoresSBA Available
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Equipment Loans
Machinery, vehicles, technology, restaurant equipment. Up to $5M, 7-10 year terms.
Up to $5M7-10 Yr TermsAll Industries
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Hard Money / Bridge
Short-term 12-24 month financing. Fast close 2-3 weeks. Fix & flip, value-add, acquisition.
Fast CloseInterest Only12-24 Mo Terms
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SBA 7(a)
The most flexible SBA program. Up to $5M. Business acquisition, real estate, working capital.
Up to $5M10% Down25-Yr Term
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SBA 504
Fixed rate for commercial real estate and major equipment. Two-loan structure, lowest fixed rates.
Fixed RateReal EstateEquipment
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Common Questions

Commercial Loan FAQs

How is commercial loan qualification different from residential?
Commercial loans qualify primarily on the property's net operating income (DSCR) and the borrower's net worth and creditworthiness. Personal income documentation is less critical than the property's ability to service the debt.
What is the typical down payment for commercial real estate?
Investment commercial properties typically require 25-35% down (65-75% LTV). Owner-occupied through SBA can go as low as 10% down. We structure deals to minimize your out-of-pocket while meeting lender requirements.
How long does a commercial loan take to close?
Our average commercial close is 50 days from application. Bridge/hard money loans can close in 2-3 weeks. SBA loans typically take 60-90 days. We manage the process to keep things moving.
Can foreign nationals get commercial loans?
Yes — foreign nationals can qualify for commercial real estate loans using DSCR programs where the property's income qualifies the loan. No US credit history required.
Do you finance commercial properties nationwide?
Yes — all commercial programs are available nationwide. We have lender relationships in every major market from California to New York.
What is the minimum loan amount for commercial financing?
Minimum commercial loan amounts vary by program — typically $500K for conventional commercial, $150K for SBA 7(a), and $100K for equipment loans.

Ready to Finance Your Commercial Deal?

Our commercial team has closed deals in every major market. Submit your deal and we'll respond with options within 24 hours.

Apply Now → Call 510-786-8739
CA DRE #01480904 · NMLS #300923 · Equal Housing Lender · Commercial Financing Available Nationwide
MIA — Mortgage Intelligence Assistant
Online · SI MTG Team
Hi! I'm MIA, your SI MTG mortgage assistant. I can help you find the right loan program, explain rates, or get you started. What can I help you with today?
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SI MTG · CA DRE #01480904 · NMLS #300923 · Not financial advice