Find your maximum purchase price using the same DTI ratios lenders use.
Work backwards from your income and debts to find your maximum purchase price using the same DTI ratios lenders use.
These figures are estimates. For exact numbers on your scenario, send your info and Bilal will follow up the same business day — no credit pull, no obligation.
CA DRE #01480904 · NMLS #300923 · No credit pull to start
Our licensed brokers respond the same business day.
Apply Securely Now →CA DRE #01480904 · NMLS #300923 · Equal Housing OpportunityLenders look mainly at your debt-to-income ratio (DTI): your total monthly debts, including the new house payment, divided by your gross monthly income. Many conventional and FHA approvals allow DTIs in the mid-40s to around 50%, depending on credit, reserves and the program.
Your down payment, credit score and interest rate all change the answer. This calculator gives you a starting point; a quick review with us turns it into a real number.
Calculators give estimates. A licensed broker can show your real rate and the programs you qualify for — no credit pull to start.
Get My Personalized Quote → or call 510-786-8739Results are estimates for illustration only and are not a loan approval or commitment to lend. SI MTG · CA DRE #01480904 · NMLS #300923.