Free Calculator

Affordability Calculator

Find your maximum purchase price using the same DTI ratios lenders use.

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Affordability Calculator

Work backwards from your income and debts to find your maximum purchase price using the same DTI ratios lenders use.

Your Financial Profile

Gross Monthly Income

Before taxes — all sources combined

Monthly Debt Payments

Car, student loans, credit cards (min)

Interest Rate %

Loan Term

Down Payment %

Property Tax %

Annual Insurance ($)

Monthly HOA ($)

Get Pre-Qualified Income Calculator

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Get Your Personalized Rate

These figures are estimates. For exact numbers on your scenario, send your info and Bilal will follow up within 2 business hours — no credit pull, no obligation.

CA DRE #01480904 · NMLS #300923 · No credit pull to start

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Our licensed brokers respond within 2 business hours.

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MIA — Mortgage Intelligence Assistant

Online · SI MTG Team

Hi! I'm MIA, your SI MTG mortgage assistant. I can help you find the right loan program, explain rates, or get you started. What can I help you with today?

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SI MTG · CA DRE #01480904 · NMLS #300923 · Not financial advice

Affordability Calculator

Affordability Calculator

Your Financial Profile

Payment Breakdown by DTI

What the DTI ratios mean

Get Your Personalized Rate

Ready to Apply?