See if your investment property qualifies for a DSCR loan — no tax returns or personal income required.
DSCR (Debt-Service Coverage Ratio) is how investment-property lenders qualify a loan on the property's rent — not your personal income. Enter the numbers below to see your ratio.
These figures are estimates. Send your info and Bilal will follow up the same business day with real DSCR loan pricing — no tax returns, no personal income docs.
CA DRE #01480904 · NMLS #300923 · No credit pull to start
DSCR stands for debt service coverage ratio: the property’s monthly rent divided by its monthly payment (principal, interest, taxes, insurance and HOA). A DSCR of 1.00 means the rent exactly covers the payment.
Many DSCR lenders look for 1.00 or higher, and some offer programs below 1.00 or with no ratio requirement at adjusted terms. No personal income documents or tax returns are used.
Calculators give estimates. A licensed broker can show your real rate and the programs you qualify for — no credit pull to start.
Get My Personalized Quote → or call 510-786-8739Results are estimates for illustration only and are not a loan approval or commitment to lend. SI MTG · CA DRE #01480904 · NMLS #300923.