Licensed Since 2005 · Fremont, California
20 Years of Turning
Declines Into Approvals
We are not just mortgage brokers. We are coaches, strategists, and advocates — built on a foundation of transparency, expertise, and an obsession with getting our clients the best possible outcome.
At SI MTG, we believe every borrower deserves a fair shot at financing — regardless of how complex their situation appears. We have spent over two decades building the expertise, lender relationships, and program knowledge to say yes when others say no.
We are the mortgage division of Salimi Investments, a premier one-stop-shop real estate and mortgage brokerage serving Northern California and beyond. Whether you are buying your first home, scaling a commercial portfolio, or launching a business with an SBA loan — we treat every deal as if it were our own.
Our competitive yield spread advantage means you always receive the lowest possible rate. We shop over 50 lenders so you never have to settle.
Client-First Always
Your financial goals come before any commission. We recommend what is right for you, not what is easiest for us.
Speed Without Compromise
Residential loans close in ~15 days. Commercial in ~50. We move fast because your time and opportunities matter.
Radical Transparency
No hidden fees, no bait-and-switch rates. You know exactly what you are getting and why before you ever sign.
Proactive Coaching
We anticipate every obstacle before it appears. Our 20+ years means we have already solved your problem before you knew you had it.
Inclusive Lending
ITIN borrowers, foreign nationals, self-employed, gig workers — everyone deserves a path to ownership. We find it.
Community Education
Free monthly seminars for first-time buyers, investors, and SBA borrowers. Knowledge is the best loan preparation.
Replace with your photo
With over 20 years in the real estate and mortgage industry, Bilal Salimi has built SI MTG on a simple belief: every borrower deserves an advocate, not just a loan officer.
Bilal has navigated clients through every market cycle — the 2008 crash, the pandemic boom, rising rate environments — always finding creative, compliant paths to financing when others could not. His deep expertise spans residential, commercial, SBA, and specialty lending including ITIN, foreign nationals, and gas station acquisitions.
His coaching-first philosophy means clients leave every conversation more informed, more prepared, and more confident. That trust is what has driven the business entirely through referrals for over two decades.
California DRE
Real Estate Broker License
NMLS
Nationwide Mortgage Licensing
Equal Housing
Equal Housing Lender — we lend without discrimination
Coverage
QM in California · NonQM Nationwide · Commercial Nationwide
Ready to Work With Us?
Whether you are buying your first home or your fifteenth investment property — let’s talk. No pressure, no jargon, just honest guidance.