Free Monthly Education
Learn Before You Borrow
Expert-led monthly seminars — no jargon, no hidden agenda, just honest guidance from 20+ years of experience. Free to attend, no obligation.
✓ Free to Attend
✓ No Sales Pitch
✓ Expert Guidance
✓ Q&A Included
✓ No Sales Pitch
✓ Expert Guidance
✓ Q&A Included
Education First
We believe informed borrowers make the best decisions — and the best long-term clients. No pressure, just knowledge.
Ask Anything
Every seminar includes a live Q&A session. No question is too basic — we’ve heard them all and love answering.
Real Guidance
Led by Bilal Salimi with 20+ years in the industry. Real cases, real solutions, real talk — not a sales presentation.
Our Seminar Topics
Each seminar runs approximately 2 hours with live Q&A — free to attend, held monthly in Fremont and online
Most Popular
First-Time Home Buyers Workshop
Everything you need to know before buying your first home — from credit to closing, explained in plain English.
- →How much home can you actually afford?
- →FHA vs Conventional — which is right for you?
- →Down payment options and assistance programs
- →The full purchase process from offer to keys
- →Common mistakes first-time buyers make
Monthly
Real Estate Investors Workshop
Build wealth through real estate — from your first rental property to a full portfolio. DSCR, hard money, and creative strategies.
- →DSCR loans — qualify on rental income
- →Hard money and bridge financing
- →Scaling a portfolio without DTI limits
- →Short-term rental (Airbnb) financing
- →LLC structures for real estate investors
Monthly
SBA Loans for Business Owners
Demystifying SBA financing — what it is, who qualifies, and how to get approved even if you’ve been turned down before.
- →SBA 7(a) vs SBA 504 — which fits your goal?
- →How to package a winning SBA application
- →Business acquisition financing step-by-step
- →Gas station and franchise SBA programs
- →Common reasons SBA loans get denied
Monthly
No Doc & Non-QM Loans Explained
If your tax returns don’t tell the whole story, this seminar is for you. Bank statements, DSCR, ITIN, and more.
- →Bank statement loans — 12 or 24 months
- →1099 income loans for contractors
- →ITIN loans for non-SSN borrowers
- →Foreign national mortgage programs
- →Asset depletion for retirees
Free
Credit Repair & Loan Readiness
Turn your credit score into a mortgage approval. Practical steps to improve your score and get loan-ready faster.
- →How credit scores are calculated
- →Quick wins to boost your score
- →Disputing errors on your credit report
- →How long to wait after bankruptcy/foreclosure
- →Building credit with no US credit history
Monthly
Refinance & Equity Workshop
Is now the right time to refinance? Learn how to tap your equity, lower your rate, and make the most of your home.
- →When refinancing makes financial sense
- →Cash-out refi — access your equity wisely
- →VA IRRRL and FHA Streamline explained
- →How to escape FHA mortgage insurance
- →Break-even analysis — is it worth it?
What Attendees Say
Real feedback from people who attended our free seminars
★★★★★
“I attended the first-time buyer seminar not knowing anything about mortgages. Two months later I closed on my first home. Bilal’s coaching made all the difference.”
First-Time Homebuyer — Fremont, CA
★★★★★
“The SBA seminar taught me more in 2 hours than months of research online. We got our gas station loan approved within 6 weeks of attending.”
Gas Station Owner — Bay Area
★★★★★
“As a self-employed borrower I thought I couldn’t get a mortgage. The Non-QM seminar opened my eyes — we closed in 3 weeks using bank statements.”
Business Owner — San Jose, CA
Ready to Reserve Your Spot?
All seminars are free, held monthly, and available in-person in Fremont or online via Zoom. No sales pitch — just education.
SI MTG | CA DRE #01480904 | NMLS #300923 | Licensed in California. Seminars are educational in nature and do not constitute financial or legal advice. All loans subject to credit approval. Equal Housing Lender. Privacy Policy | NMLS Consumer Access